Client Stories

Recovering the Aged Care R.A.D. (Refundable Accommodation Deposit)
Caroline Cavanagh Caroline Cavanagh

Recovering the Aged Care R.A.D. (Refundable Accommodation Deposit)

Jane’s mother had recently passed away and had been residing in a residential aged care facility. Jane (not her real name) was the executor of the Will and had all of the estate papers in order but the letter from the aged care facility gave her pause. It mentioned she would have to produce a grant of Probate of the Will in order to recover the Refundable Accommodation Deposit (RAD). What did Jane know about Probate? Not much... but thankfully she knew me!

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It’s beginning to look a lot like…
Caroline Cavanagh Caroline Cavanagh

It’s beginning to look a lot like…

Even if you don’t have a will, you have an Estate Plan. Your magnanimous government has very generously give you one! But if you’re like most folks, you may prefer to have a say in how the kitty is divvied up rather than our “off the shelf” intestacy laws.

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The joy of service
Caroline Cavanagh Caroline Cavanagh

The joy of service

Recently a new client got in touch. We've known each other awhile but not been in touch of recent times. His father had recently passed away. He and his brother were Executors. They needed a grant of Probate to recover some funds from the CBA.

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Bill and Jen protect their home from law suits
Caroline Cavanagh Caroline Cavanagh

Bill and Jen protect their home from law suits

For many Australians, the lions share of their wealth is in the equity in their home which they hold as sole tenant or perhaps as a joint tenant with their partner or spouse. Should they get into hot water and cause someone loss or become involved in litigation, a successful claim against them could lead to a seize and sell order in order to satisfy the debt. If the house is worth $600,000 and the mortgage is sitting at $300,000, the equity in the property of $300,000 could then be applied to paying the debt. Bill and Jen found a way to protect their assets.

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