For many Australians, the lions share of their wealth is in the equity in their home which they hold as sole tenant or perhaps as a joint tenant with their partner or spouse. Should they get into hot water and cause someone loss or become involved in litigation, a successful claim against them could lead to a seize and sell order in order to satisfy the debt. If the house is worth $600,000 and the mortgage is sitting at $300,000, the equity in the property of $300,000 could then be applied to paying the debt. Bill and Jen found a way to protect their assets.